The central government has given good news to those who have dreamed of building a new house. A house can be built under the Pradhan Mantri Awas Yojana (PMAY). People belonging to the Economically Weaker Section (EWS), Low Income Group (LIG) and Middle Income Group (MIG) can apply for PMAY.
Apart from this, you can also avail interest subsidies on home loans. You can register and apply for PMAY2025 by visiting the PMAY online website. Or you can apply offline by visiting a Common Service Centre (CSC). So let’s see how to apply for construction of a new house.
Second Phase
In the current second phase – from 2025 to 2029, PMAY aims to provide about 3 crore houses, which include basic amenities like gas, electricity, water supply and toilets. Under this target, about 1 crore pucca houses will be built under PMAY-Nagar 2.0.
The Central Government has informed that 2 crore houses will be constructed under PMAY-Gramin. Proposals for construction of over 3.52 lakh houses were approved in the Central Sanctioning and Monitoring Committee (CSMC) meeting held on March 20, 2025 under Pradhan Mantri Awas Yojana – Urban 2.0 (PMAY-U 2.0).
How to apply for PMAY online?
- First, identify which category you fall under to apply for PMAY affordable housing. Then, follow the steps mentioned.
- Visit the PMAY website at https://pmaymis.gov.in/.
- Click on Apply for PMAY-U 2.0 and you will reach https://pmaymis.gov.in/PMAYMIS2_2024/PMAY_SURVEY/EligiblityCheck.aspx where you can see the instructions for the user. After reading the instructions, click on Continue to proceed.
- You will reach https://pmaymis.gov.in/PMAYMIS2_2024/PMAY_SURVEY/EligiblityCheck.aspx where you can check your eligibility.
- Now before applying for PMAY benefits, you must read and understand the details of the form carefully. Enter the details like the state, annual household income and vertical for which you want to apply for your PMAY-U 2.0 unit.
- Next, you will get a form to consent to Aadhaar authentication. Enter Aadhaar number and Aadhaar type name. Click on Terms and Conditions and…
Required Documents
- Aadhaar of the applicant
- Aadhaar of family members
- Active bank account details of the applicant linked with Aadhaar.
- Income Proof (PDF file only, size up to 100kb.)
- Land Record (if BLC is vertical). (PDF file only, size up to 1mb.)
Who is not eligible for Pradhan Mantri Awas Yojana 2025?
People with an annual income of more than Rs. 18 lakh cannot apply for any PMAY related scheme.
People who have a pucca house anywhere in the country. However, if the pucca house is less than 21 square meters, then the extension of the existing house is against this.
People who have not previously received any government subsidy for buying a house.
Contact details for assistance under Pradhan Mantri Awas Yojana 2025
Manish June,
Deputy Secretary
Ministry of Housing, Housing and Urban Affairs, Ministry of Housing and Urban Affairs,
Room No. 219, G Wing, NBO Building
, Nirman Bhavan, New Delhi -110011
Tel. No.:
011-23060484, 011-23063620
011-23063567, 011-23061827
MIS: https://pmaymis.gov.in
Website: https://pmay-urban.gov.in
Toll-free No.
NHB: 1800-11-3377, 1800-11-3388
SBI: 1800-11-2018
HUDCO: 1800-11-6163